Wills

Some estate plans are more effective than others. What the most effective plans have in common, however, is a well thought-out will that works in concert with other estate planning tools.

The FAQs below cover only a few basic points. Each person's circumstances and wishes are different. For more information, please check our Estate Planning page or contact the FPU Foundation.

• Q:   How often will I receive my annuity payments?
• Q:   Is a gift annuity a suitable income-producing plan for a surviving spouse?
• Q:   Can I have more than one gift annuity agreement?
• Q:   Who can have two-life gift annuities?
• Q:   Does the interest rate fluctuate with the stock market or the national economy?
• Q:   Is it true that the older the person receiving payments, the higher the payment rate?
• Q:   Can a single-life annuity be changed later to a gift annuity for two lives?
• Q:   What's the difference between the two-life gift annuity rate and the one-life rate?
• Q:   If I have a gift annuity, can I withdraw the funds later?
• Q:   How much of my annual payment is free from income tax?