PLUS Loans are available to both parents of dependent undergraduate students and to graduate students. Borrowers with good credit history may borrow funds to help cover educational expenses. You may borrow up to the cost of tuition, books and fees less any other financial aid received.

This program is not based on financial need; however, all borrowers must meet credit analysis standards.

The Process

Step 1: Complete a PLUS Loan pre-approval application. A pre-approval application must be completed each year a loan is sought.