Fresno Pacific University encourages students to pursue federal student grants and loans prior to applying for private educational loans. Private loans are designed to meet educational costs not covered by any other forms of financial aid.
Unlike federal loans, interest rates, grace periods, repayment options and fees for private educational loans are determined by the lender and can vary considerably from lender to lender. Private loans are based on an individual's credit history and credit worthiness.
There are three types of loans available to assist with educational costs for undergraduate students. Both the Direct Loan and the PLUS Loan are federal loans processed by the U.S. Department of Education.
Fresno Pacific University offers a variety of federal, state and private financial aid programs to assist students who would benefit from an education but need financial aid. Such students are encouraged to apply for assistance. More than 97 percent of FPU students receive financial assistance in the form of loans, grants, scholarships and many on-campus employment opportunities.
Shrinking government budgets have put college and university financial aid under the political microscope. While there is general agreement that the system needs fixing, one segment of higher education has been either misunderstood or ignored: the independent non-profit. Hear more from D. Merrill Ewert, President of Fresno Pacific University, in this edition of Scholars Speak.
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