Graduate Loan Information
There are three types of loans available to assist with educational costs for graduate students. Both the Direct Loan and the PLUS Loan are federal loans processed by the U.S. Department of Education.
Direct Loans for graduate students are unsubsidized. These are non-need based loans. For unsubsidized loans, interest begins to accumulate at the point of disbursement.
- Step 1: Complete Direct Loan entrance counseling
- Step 2: Complete a Master Promissory Note
- Start the process.
- More questions?
Parent PLUS Loans
The PLUS Loan program enables graduate students with a good credit history to borrow funds. Graduate students may borrow up to the cost of tuition, books and fees less any other financial aid received by the student.
Visit the PLUS Loans page for more information.
Private Educational Loans
While we encourage students to pursue federal student loans prior to applying for private educational loans, these loans may be helpful and beneficial to some borrowers.
Visit the Private Educational Loans page for more information.
The federal government requires you to complete loan counseling to ensure that you understand the responsibilities and obligations you are assuming. Entrance counseling will walk you through the Direct Loan process and explain your rights and responsibilities as a borrower.
Students graduating, withdrawing from school or falling below part-time must go through loan exit counseling. Use the links below to start the loan exit counseling process.
Loan exit counseling for undergraduate students.
Educational loans are an investment in your future, but it is important to understand your financial obligation. Please take time to read through the following information:
You can view all loans you have borrowed, as well as the Department of Education servicer holding your loans at http://nslds.ed.gov.
The U.S. Department of Education has authorized Fresno Pacific University to administer federal loan programs under Title IV funding.